Standard Documentation Required * ID needed * N.I.E. (Foreign Resident’s Number) * Passport / Residence permit / Spanish Identity Card of applicants * Proof of Residency * Proof of Income * If you are Employed then we will need the following * 3 months pay slips * P60 or equivalent Tax Paid Receipts * Other [...]
What is a CAMBIO DE CASA mortgage? This is the type of mortgage you need when you have seen a property you want to buy but you are having difficulty trying to sell your current Spanish property. You are worried that you will lose the second property to another buyer if you cannot act soon [...]
WHAT ARE THEY ALL ABOUT? It is a well known fact that people are now living longer than ever. We have a much healthier diet, we exercise more and take a much keener interest in life than say our grandparents did. We want to enjoy our lives, even when we are in our eighties and nineties [...]
ASSET RICH & CASH POOR? Did you know that you can: * Release equity from your property – No mortgage repayments EVER. * With a guarantee against negative equity – Cash-out to do with as you wish. * No proof of income is required – No minimum or maximum age limits. * Interest only mortgages [...]
Guide To Buying Country Properties If you are looking to purchase a resale property and it happens to be a rural one (sometimes known as ‘Rustico’), then the mortgage valuations can sometimes prove difficult for a number of reasons and they are: Sellers often insist that the price of their property is under-declared on the [...]
End Your Spanish Mortgage Worries Many ex pats living in Spain and especially those from the UK are finding it difficult to meet their Spanish mortgage payments. £ versus € exchange rate fluctuations have eroded the real value of UK earnings and pensions and the rising cost of living has meant that the budget doesn’t [...]